This is what happened in California 2009 with denied claims, so far:
* PacifiCare -- 39.6 percent
* Cigna -- 32.7 percent
* HealthNet -- 30 percent
* Kaiser Permanente -- 28.3 percent
* Blue Cross -- 27.9 percent
* Aetna -- 6.4 percent
This is the real death panels, insurance companies. *Note: these are claim denials with PacifiCare at 40%, that is almost 50% in denials. That should worry MANY.
This is why a solid, robust government driven public option must be in the final passage of ANY HEALTH CARE REFORM BILL.
I don't know if this has been diaried, I have not looked, but we can not read it enough.
The South Carolina Supreme Court has ordered an insurance company to pay $10 million for wrongly revoking the insurance policy of a 17-year-old college student after he tested positive for HIV. The court called the 2002 decision by the insurance company "reprehensible."
That appears to be the most an insurance company has ever been ordered to pay in a case involving the practice known as rescission, in which insurance companies retroactively cancel coverage for policyholders based on alleged misstatements - sometimes right after diagnoses of life-threatening diseases.
The ruling emerges from a conservative Southern state with one of the most pro-business climates in the country. And it comes as progressive Democrats on Capitol Hill are pressing for health care reforms, such as a public insurance option, that reflect wariness about the private insurance industry's motives.
These insurance companies don't give a DAMN, repeat DAMN, about you, yours, mines and ours. That is just a fact. And this ruling comes from one of the most conservative states in the union, South Carolina. Now if this state can grapple with the real deal of these low down insurance companies, why the HELL CAN'T CONGRESS.
I find it incomprehensible that some mother phuckin' bean counter whose SOLE PURPOSE OF EXISTENCE is to rescission our asses to NO COVERAGE. For THIS, these bean counters get bonuses and huge ones.
During the case, evidence emerged that Health Net had paid bonuses to employees to reward them based on the number of policyholders they had rescinded. The judge who awarded Bates the $9 million said in his decision: "It's difficult to imagine a policy more reprehensible than tying bonuses to encourage the rescission of health insurance that keeps the public well and alive.
Well, there you have it.
What else needs to be said.
A young man found out he was HIV positive by giving blood, but this low down insurance company, Fortis, scourged his application, everything attached to this man's policy, found NOTHING and went on and sent him to rescission land, a.k.a, you got bounced from your insurance coverage, anyway.
I don't know how insurance companies and those complicit in congress can sleep at night. People are out here DYING, that could have been SAVED because the insurance comapanies have FAILED on every level in dealing with the American Public's health.
And we expect the insurance companies going forward to do the right thing?
WE NEED A PUBLIC OPTION, period. And yes, I don't care if these damn private companies go bankrupt!!! So damn be it.
Cross-posted @ Daily Kos